Bihar Student Credit Card Scheme 2023
Bihar Student Credit Card Scheme 2023 – This scheme has been started by the Government of Bihar to provide higher education facilities to students. Under this scheme, now all the students of the state can get loans up to Rs. 4 lacks through credit cards for higher education.
Under the Bihar Student Credit Card Scheme 2023, interest will not be charged on the loan taken by the youth. This is a kind of interest-free loan that will be provided only to students for studies. This is an important decision taken by the Bihar State Government for their bright future. So that the students do not have to go through any kind of financial problems to complete their education.
Bihar Student Credit Card Yojana 2023
|Scheme Name||Bihar Student Credit Card Scheme|
|plan launched||by Chief Minister Nitish Kumar|
|was launched||2 October 2016|
|Loan||Rs 4 lakh (without interest)|
|beneficiary||students of Bihar state|
|profit||The loan amount available for higher education|
|purpose||Providing loans to economically poor students for their studies|
Eligibility of Students for Bihar SCC Scheme
The students in the state pursuing/willing to pursue higher studies in professional courses, and computer certificate courses from reputed institutions will be eligible for loans. Courses like CA, CFA, ICWA & so on, and courses from IIM, IISC, and IIT will come under the scheme.
Bihar Student Credit Card Scheme 2023 benefits
Students from economically weaker sections will get the opportunity to pursue their higher education under the Bihar Students Credit Card Scheme.
Loans up to Rs 4 lakh will be provided to students for higher education. This loan is interest-free, for this the students will not have to pay any loan on the loan amount.
Students can use the financial loan amount of Rs 4 lakh in their respective courses.
After passing class XII, all those students who are unable to pursue higher education can get the benefit of the Bihar Student Credit Card Yojana 2023.
Students can use the loan amount received under the Bihar Students Credit Card Scheme for their college fees, buying books, hostels, coaching fees, laptops, etc.
Especially all those students who are physically handicapped will be specially exempted under this scheme.
Students coming under the BPL category will now get a chance to complete their studies without any financial problems.
Under this scheme, if the students leave their studies midway due to any reason, then they will not be given the benefit of the remaining amount by the institution.
By getting higher education, students can improve their future, they will be able to make their dreams come true.
Bihar Student Credit Card Yojana 2023 Documents
- Aadhar card of the candidate
- pan card
- 10th,12th certificate, and mark sheet
- Proof of admission to a higher educational institution
- Passport size 2 photographs of the candidate and his guardian
- Basic address proof
- family income certificate
- bank passbook-related details
- 6 months’ statement related to the guardian’s bank account
- mobile number
- Candidate’s proof of identity such as an Aadhaar Card, Voter ID Card, Passport, Driving License, etc.
How to apply for Bihar Student Credit Card Scheme 2023 online Step By Step:-
If you are a native student of Bihar state and want to apply for Bihar Credit Card Scheme for higher education, follow the procedure given below to apply. The procedure to apply is given below.
STEP 1: Visit the official website of www.7nishchay-yuvaupmission.bihar.gov.in for Bihar Student Credit Card Scheme 2023 Online Application.
STEP 2: Click on New Applicant Registration on the home page of the website.
STEP 3: After this, you will get the form for Credential Generation on the new page.
STEP 4: Enter all the important information asked in this form.
STEP 5: Like – As the applicant’s First Name, Middle Name, Last Name, E-Mail Id of the Applicant, Aadhar Number, Mobile Number of the Applicant, etc.
STEP 6: After filling in all the important details click on send OTP option.
STEP 7: After this, you have to verify OTP.
STEP 8: After verifying OTP you will get login details on mobile.
STEP 9: After this, you have to enter the login by going to the login section.
STEP 10: Now you have to select the scheme to apply on the new page and click on the apply option.
STEP 11: Now you will get the form to apply.
STEP 12: In this form, you have to fill in the information related to Personal Information, Residential Address, Financial Income Information, Loan Request Section, Financial Details, Bank Details, Repayment, and Payment.
STEP 13: After filling in all the important details in the application form click on final submit.
In this way, you can complete the process of the Bihar Student Credit Card Scheme 2023 online application.
Check the Application Status of the Bihar Student Credit Card Scheme
The Bihar Student Credit Card scheme is an ambitious scheme of the State Government launched recently. Under the scheme, the state government is providing education loans of up to Rs. 4 Lakh to 12th Pass students at a 0% interest rate. Launched on 2nd October, the student credit card scheme ensures financial assistance to students willing to pursue higher education. The state government has launched an online portal for students to apply for the scheme. Interested students who have secured admission to recognized institutions can apply for the scheme.
Student Credit card Scheme Application Status
The online application status of the student credit card scheme can also be checked after the application is complete. To view the application status, the applicants need to visit the following link and enter their registration number or Aadhar number and date of birth as given in the following screen.
The link to Check the Status of the Bihar Student Credit card Scheme is given here – https://www.7nishchay-yuvaupmission.bihar.gov.in/addapplicationStatus
How To Download Yuva Nischay Mobile App
STEP 1: Visit www.7nishchay-yuvaupmission.bihar.gov.in portal to download Yuva Nishchay mobile app.
STEP 2: After visiting the portal, click on the option Download Mobile App on the home page.
STEP 3: Now, this app will open on the next page.
STEP 4: To download it, click on the install option.
STEP 5:Now this application will be downloaded to your mobile phone.
You can get the benefit of all the services present in this application from your mobile.
Question Answer related to Bihar Student Credit Card Scheme 2023
1. Who can apply for Bihar Student Credit Card Scheme?
Students who have passed class XII and are unable to pursue further education due to financial weakness can apply for the Bihar Student Credit Card Scheme.
2. How much loan amount can be availed under Bihar Students Credit Card Scheme?
Candidates can avail of loan amounts up to Rs.4 lakh under Bihar Students Credit Card Scheme.
3. Who is eligible to apply for the Student Credit Card Scheme?
All those students who come under the economically weaker category are eligible to apply and want to take admitted to higher educational institutions.
4. Are permanent residents of Bihar state only eligible to apply for the Student Credit Card Scheme?
Yes, only students who are permanent residents of the state are eligible to apply for the Student Credit Card Scheme.
In this article of ours, all kinds of information related to the Bihar Students Credit Card Scheme has been shared. If you are facing any kind of problem related to applying to the scheme, then you can get the solution to your problem by calling the helpline number given below.
Toll-Free Helpline Number: 1800 3456 444